"Great Beauty, great strength, and great riches are really and truly of no great use; a right heart exceeds all." 

-Benjamin Franklin 

What this quote is saying is very important. It is telling us that all that matter at the end of the day is that you have a great heart. For example, you can be the richest person in the world, but what if you do not have a great personality? That is obviously not correct, because you are taking everything for granted, and you do not care about anything. If you have a lot of money, but you do not have a good personality, than many people will dislike you, because of who you are. At the end, all that matter is that you have a great heart because what if one day you do not have any money left? Then you will be left without anything. Another example can be something thinking that they are all that because of their looks. They need to understand that that does not take them anywhere, and putting yourself on top as if you are better than others is not correct, because you are downgrading them. This is why it is very important that you have a good heart, because nothing else matters as much as having a heart of gold. Another example can be being someone really powerful, but not having a great heart. That is not correct because you may think that since you have a lot of power, then you should do bad things. On the other hand, having the right heart is correct because it will last forever until you live, unlike money, strength, and great looks will, because they can all disappear at any moment. Having a great heart is something that you should be very proud of, because not many people do. This is what I think is the meaning of this quote.